WHILE going through one recent social media posting, I came across a question: How can we “Islamise” an information technology (IT) system in a bank? Someone with the right qualification…
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Factors Affecting the Pricing of Islamic Home Financing in Malaysia
by Othman Abdullah 21/04/2017This paper, a collaboration with my academician wife, was published in The Malaysian Corporate Secretary Journal. Below is the conclusion of the paper: ” The overall price of an Islamic…
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Welcoming the New Year 2017, I would like to reflect on the progress of the financial technology (fintech) for Islamic finance. Despite the fact that fintech was not particularly familiar…
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IN OCTOBER 2001, education consultant Marc Prensky coined the terms Digital Native and Digital Immigrant. Digital Native refers to a person born or brought up during the age of digital…
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The governor said an estimated 10% to 40% of overall banking revenues could be at risk by 2025 due to fintech innovations outside banking institutions that are able to achieve…
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Fintech has been a favourite topic at Islamic finance forums lately. It was the focus at the World Islamic Banking Conference 2015 held in Manama, Bahrain, in December 2015. The…
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Most of the Islamic financing products in the market are “Sale Based” financing. The products are structured based on Islamic concepts such as Murabahah, Bai Bithaman Ajil (BBA), Bai Inah,…
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Islamic financial Institutions (IFIs) act as financial intermediaries between sources of funds (deposits) and applications of funds (financing and investment). Profit generated from the application of funds will be shared…
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The company I work for started getting involved in providing IT system for Islamic banking and finance in Malaysia in 1994. When it comes to system requirements, the Mudharabah general…
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I enjoy pre-sales presentations. I have presented to banks in Malaysia, Indonesia, Brunei, Thailand, Singapore, the Philippines, Sri Lanka, Kazakhstan, the United Arab Emirates, Bahrain, Jordan, Egypt, Iran, Sudan, Qatar, Oman…